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Secondary Ticketing Payments Without a Long Delivery Reserve

Peer Pay gives approved resellers a customer-initiated rail with immediate verified settlement rather than collateral held until an event date.

Restricted categories require prior written approval from Peer. Production access is subject to merchant, product, and jurisdiction review.

Long delivery windows turn future events into collateral

A ticket sold months before an event can remain disputable long after purchase. Processors respond with holds and reserves tied to delivery timing, creating a working-capital gap as inventory grows.

Peer Pay can move selected orders onto one-way, proof-verified settlement. The merchant should explain the refund and delivery policy clearly because card dispute rights do not apply to the Peer Pay transaction.

What changes with Peer Pay

Peer Pay is checkout software, not a payment processor or merchant account. The buyer starts a payment from a supported app, a cryptographic proof verifies the transfer, and USDC settles to a self-custodial wallet controlled by the ticket reseller. Peer does not hold the merchant's funds, so this flow has no processor balance, rolling reserve, or payout schedule.

That different settlement path does not change the underlying sale. The merchant still owns product eligibility, licensing, customer checks, fulfillment, refunds, taxes, disclosures, and every rule that applies in the places it serves.

How the payment works

Create the order. Use a hosted payment link, ecommerce integration, embedded checkout, or Scan to Pay at the counter.
The buyer chooses a supported app. They review the recipient and amount, then approve the payment on their own device.
Wait for proof. Peer verifies the transfer before the order is marked paid. A screenshot is not payment confirmation.
Reconcile settlement. USDC reaches the wallet controlled by the ticket reseller, and the dashboard keeps the payment tied to the order.

When the fit is strongest

You want a second payment rail that does not create a processor-held balance.
Your customers already use supported payment apps and can approve each purchase themselves.
You can receive USDC in a self-custodial wallet and reconcile it into your own operations.
You can provide clear inventory, delivery, event-change, and refund terms before payment.

Before you launch

Peer Pay may cost more than standard card processing; model it against reserve exposure and event-tail risk.
Large premium orders may need multiple approved payments or another rail.
Ticket resale is restricted and requires prior written approval from Peer.

FAQ

Is Peer Pay cheaper than standard card processing?

Usually not on headline rate. The comparison should include reserve exposure, dispute timing, and the value of receiving settlement without a processor-held balance.

What happens if an event is canceled?

The reseller must follow its disclosed policy and every applicable refund law. Peer Pay does not remove those obligations.