Peer Pay
Payment guides for underserved businesses
Clear, practical guides for businesses that do not fit a standard card-processing box. Compare payment rails, understand reserves and settlement, and see where Peer Pay fits before changing a checkout.
Deep-dive libraries
- Peptide payment guides24 guidesProcessor alternatives, WooCommerce, payment links, reserves, chargebacks, and getting paid in USDC.
- Gaming payment guides5 guidesCheckout software for lawful gaming operators. Players pay from apps they already use, proof verifies each payment, and USDC lands in your wallet. Nothing to freeze.
- Marketplace payment guides6 guidesCheckout software for marketplaces, creator platforms, and cross-border sellers. Buyers pay in everyday apps, USDC settles to your wallet: no one holds your funds.
Industry field guides
These guides turn the Peer Pay industry one-pagers into web-ready walkthroughs. Restricted categories require prior written approval, and every merchant remains responsible for operating lawfully.
- Adult platformsAdult Platform Billing Without a Card-Network DependencyAdult platforms can use Peer Pay as a customer-initiated checkout rail without storing card details or leaving revenue in a processor-controlled balance.
- Cannabis retailDispensary Payments Beyond Cash and Cashless ATMsScan to Pay lets a customer approve a transfer from their phone while the dispensary receives proof-verified USDC settlement.
- CBD and hempCBD and Hemp Payments After a Processor ExitPeer Pay gives approved hemp brands a direct checkout rail that does not depend on a merchant account or processor-held reserve.
- Crypto businessesFiat Deposits for Exchanges, Brokerages, and OTC DesksPeer Pay can recover deposits that do not fit card or bank-transfer flows while settling USDC directly to an approved digital-asset business.
- Dating platformsDating and Social Discovery Billing Without a Rolling ReserveUse Peer Pay for boosts, first purchases, and other customer-initiated web transactions without a processor-held balance.
- Debt reliefDebt Relief and Credit Repair Payments for Earned FeesPeer Pay can provide approved firms with customer-initiated settlement for fees already earned under applicable law.
- FirearmsOnline Firearms and Ammunition Payments Without an Acquirer BalanceApproved firearms merchants can add a customer-initiated checkout rail while preserving the FFL transfer and background-check workflow.
- Kratom and kavaKratom and Kava Payments Without an Offshore ReservePeer Pay can complement lower-cost ACH with a customer-friendly payment-app rail that does not withhold a rolling reserve.
- Direct sellingA Second Payment Rail for Direct Selling and MLMPeer Pay gives approved direct-selling companies a second rail without an acquiring underwriter or processor-held reserve.
- SupplementsSupplement and Nutraceutical Billing After an Acquirer ExitPeer Pay can run beside cards for customer-initiated orders without a processor-held reserve or stored card credential.
- Online pharmacyPayments for Licensed Online PharmaciesApproved pharmacies can add customer-initiated payment-app checkout without storing cards or leaving settlement in an acquirer balance.
- Prop firmsProp Firm Challenge Fees Without a Processor BalanceApproved prop firms can use Peer Pay as a second rail for customer-initiated challenge fees while cards and crypto keep serving their strongest users.
- Advisory platformsPsychic, Astrology, and Advisory Platform PaymentsUse Peer Pay for web purchases and reading credits when app-store fees or specialist card reserves make a second rail useful.
- In-person retailScan to Pay for In-Person RetailThe merchant enters an amount, the customer scans a QR code and pays in a supported app, and the register waits for verified settlement.
- High-risk merchantsHigh-Risk Merchant Payments Without a Processor-Held BalancePeer Pay is checkout software for approved lawful merchants: customers pay from familiar apps and verified settlement reaches the merchant wallet.
- SweepstakesSweepstakes and Social Casino Payments as a Second RailApproved operators can add customer-initiated payment-app checkout without creating another merchant-account balance.
- TelehealthTelehealth and Compounded-Care Clinic PaymentsApproved clinics can add customer-initiated payment-app checkout while keeping clinical, prescribing, pharmacy, and patient-safety decisions separate.
- Ticket resaleSecondary Ticketing Payments Without a Long Delivery ReservePeer Pay gives approved resellers a customer-initiated rail with immediate verified settlement rather than collateral held until an event date.
- TravelTravel Deposits Without an Unflown-Booking ReservePeer Pay can move selected travel deposits onto direct, verified settlement while cards remain available nearer departure.
- Vape and nicotineVape and E-Cigarette Payments Without a Merchant AccountApproved vape sellers can add customer-initiated, proof-verified checkout while keeping product, age, tax, and shipping controls unchanged.