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How Peer Pay works

How Proof-Verified Checkout Works for Peptide Orders

The full flow, one step at a time: where the order starts, how the customer pays, what the proof verifies, and how USDC lands in a wallet you control.

Step 1: the order starts anywhere

Peer Pay does not care where the order begins. A payment link works anywhere you can paste text: Telegram, email, a DM. If you use the Telegram bot, typing /request creates the link for you, no code involved. A WooCommerce store drops in the plugin (the setup guide covers it), a Shopify store connects its storefront, and a custom checkout uses the SDK. Whatever the surface, the checkout collects the order and hands the customer one job: pay. If you sell without a storefront at all, start with selling peptides with payment links.

Step 2: the customer pays in their app

The customer pays from an app already on their phone: Venmo, Cash App, Zelle, PayPal, Revolut, Wise, Monzo, Chime, Mercado Pago, or Alipay, across 40+ currencies. They do not create a new account. They do not touch crypto. They do not learn anything new. The checkout shows the payment to make, they make it in their own app the same way they made a payment yesterday, and they return to the checkout to finish. For a peptide store this is the quiet advantage: your buyers already have these apps, so the payment method is not something you have to teach, support, or apologize for.

Step 3: a proof confirms the payment

This is the part that replaces trust with verification. The order is not marked paid because the customer says so, and not because you squinted at a screenshot. It is marked paid after a cryptographic proof confirms the payment happened. The verification runs privately against the payment record itself: the proof shows the payment is real without exposing the customer's account details to you or to anyone else. You never extend faith to a stranger's screenshot, and your customer never hands over their statements. What this finality changes about disputes and refunds is covered in chargebacks vs one-way settlement.

Step 4: USDC settles to your wallet

When the proof verifies, settlement follows: USDC on Base lands in a self-custodial wallet you control. There is no holding period and no payout schedule, because there is no one standing between you and the money to impose either. The dashboard tracks orders and payouts, so matching payments to orders does not become a spreadsheet hobby. If USDC is new territory, getting paid in USDC covers the wallet, the bookkeeping, and converting when you need bank dollars.

What this replaces

Two things disappear in this flow. The first is the trust gap of manual payment collection: the wallet address pasted into an email, the screenshot as receipt, the hour spent matching payments to orders by hand. The proof closes that gap, because the order is only marked paid when the payment is verified. The second is the intermediary of processing. There is no merchant account and no underwriting, because Peer never holds, controls, or transmits the money. There is no balance for anyone to freeze and no reserve for anyone to take, because there is no one in the middle holding your revenue in the first place.

What this is not

This is not card processing. Your customers pay from payment apps rather than typing a card number, and your settlement arrives in USDC rather than as a bank deposit. Both are workflow changes, and a serious store should treat them that way: run a test order in free demo mode, walk through your own checkout as a customer would, and see how the flow fits your buyers before you commit. If most of your customers will only pay by card, or your books cannot absorb a new settlement asset this quarter, Peer Pay is not the right fit yet. Better to learn that from a demo order than from a live one.

FAQ

What does the cryptographic proof actually verify?

It confirms that the customer's payment happened, checked privately against the payment record itself. The order is marked paid only after the proof verifies, so you never accept a screenshot on faith, and the customer's account details stay private.

Does my customer need to know anything about crypto?

No. Your customer pays from an app they already use, such as Venmo, Cash App, Zelle, or PayPal, with no new account and no crypto on their side. The USDC side of the flow is yours: it settles to a self-custodial wallet you control.

How fast do I receive the money?

Settlement follows verification. Once the proof confirms the payment, USDC on Base arrives in your self-custodial wallet, with no holding periods and no payout schedules.

What integrations does Peer Pay offer for a peptide store?

A WooCommerce plugin, a Shopify integration, an SDK for custom checkouts, and payment links, including a Telegram bot that creates a link when you type /request. You can test any of them in free demo mode before going live.

Is proof-verified checkout a form of card processing?

No. Peer Pay is checkout software, not a payment processor or merchant account. Customers pay from payment apps rather than cards, and if your buyers insist on paying by card, a high-risk merchant account is the tool for that job.

The direct route: Peer Pay is checkout software for peptide suppliers. Your customers pay in apps they already use, a cryptographic proof verifies the payment, and USDC settles to a wallet you control. No merchant account, no reserves, no middleman holding your money.

Questions about your store, or moving over after a processor exit? Email sales@peer.xyz, or create an account and run a test order in free demo mode. Merchants can be live the same day.